A challenge to four statements that Obama repeats at almost every campaign rally

These statements really do need to be debunked. Neal Boortz has done so, and I'm reprinting them here in their entirety:

AT LEAST KNOW WHO YOU'RE VOTING FOR -- A CHALLENGE

The election is now eight days way. If you've made up your mind for Obama; or if you're trying to noodle through some of the things he's been saying on the campaign trail, this should help. I've taken four statements that The Chosen One repeats at almost every campaign rally. Now these statements are pretty powerful ... if unchallenged ... and we know that the MoveOn Media isn't exactly what we would call "eager" to challenge God's Candidate on any of these issues.

So, here we go again .. this simple talk show host (right wing, hate-filled shock jock, I believe they call us) is going to use some basic logic and the ability to actually read newspapers to catch you up to speed on just what the Big BO is saying here. Now if you're educated in our wonderful government schools you may find this challenging. Stick with it. In spite of what the government has done to you, you can generate some new brain cells that will help you deal with this stuff. It would also help if you got your campaign news from somewhere other than Saturday Night Live.

Here we go, front and center with Barack Obama!

"I'm going to cut taxes for 95% of Americans."

This Obama promise has already been pretty much debunked in the media. The problem is that it hasn't been debunked on the Black Entertainment Television network or on Inside Edition or Entertainment Tonight. Until these television outlets bring forth the facts most of Obama's supporters won't know the truth.

And what is the truth? The truth is that almost one-half of working Americans eligible to vote don't pay federal income taxes in the first place. This brings forth the interesting question of how do you cut taxes for people who don't pay taxes. What Obama has done here is change the definition of "tax cut."

It used to be that when the government walked up to someone who had just received their paycheck and said 'Gimme some of that," and the government then gave that money to someone else who had not earned it; that was called welfare. Now apparently you can't get welfare if you're working ... so we'll just call it income seizure and redistribution. Under Obama a couple earning, for example, $70,000 and owing no federal income taxes at all will get several checks from Obama's federal taxpayer-funded treasury. These checks will be called "tax cuts."

So .. for those who don't pay taxes, here are some of the "tax cut" checks you'll be getting from The Chosen One. I'm taking some literary license here and replacing the words "tax credit" with the word "payment." That literary flourish brings us much closer to the truth. Here are your goodies; come and get 'em:

• A $500 "make work pay" payment.
• A $4,000 payment for college tuition.
• A payment equal to 10% of your mortgage interest
• A payment equal to 50% of the amount of money you put into a savings account up to $1000.
• A payment equal to 50% of the amount of money you pay for child care up to $6000.
• A payment of up to $7,000 if you purchase a "clean car." By that Obama means an environmentally correct car.
• Plus ... an expansion of the earned income tax credit .. increased payments on top of your earnings if the government doesn't feel you are earning enough.

There you go ... Obama's "tax cuts." Sounds pretty good, doesn't it. Well, I guess it is, if you're not too successful it IS pretty good. Remember, the harder you work the lower these payments get. Barack Obama's tax plans are all about punishing success and rewarding failure. He understands that if it weren't for failures, Democrats would be scrounging in the alleys for votes.

It's rather ironic that the Obama campaign will go to the mat with critics over the definition of "socialist," but feel absolutely free to change the definition of "tax cut" to anything that suits them.

"95% of small businesses won't pay any more taxes."

Once people started hearing that the very people that Obama wanted to raise taxes on are the people we depend on for jobs, The BO campaign had to come up with a line to neuter the "small business" argument. Barack Obama knows he's in trouble if the voters find out that 70% of all extant jobs are in the small business sector and that 80% of all new jobs are coming from small businesses. So, Obama comes up with this line about 95% of small businesses not paying any more taxes under his plan.

Here's the trick. Let me illustrate reality with a simple comparison. Let's say that we have 1000 small businesses. About 950 of them, that would be 95%, employ one or two people each for a total employment figure of 1,200. Now let's assume that the other 50 businesses employ anywhere from 20 people to hundreds of people for a total of about 250,000 workers. If someone comes along and says 95% of small businesses won't be affected by his tax increases, how do you feel? You know that the tax increase is going to slam those businesses that employ 250,000 workers, while leaving the 95% of businesses that employ just 1,200 people alone. Quite a deal, huh. Aren't you impressed?

The point here is that it's not the percentage of small businesses your tax increases hit, it's the percentage of small business employees. Unfortunately that nuance is lost on the majority of voters educated by the government, and the MoveOn Media sure isn't going to take the time to explain it to you. Obama's tax increases are going to hit the small business owners who employ the most people. They are the ones that make the most money. These business owners are going to respond to the tax increases one of two ways. They'll increase prices -- which hit all of us -- or they'll cut expenses. Their number one expense? Personnel. Vote for Obama, say TTFN to your job. Makes perfect sense to me, but then I was government educated too.

"John McCain voted with George Bush 90% of the time."

First of all, George Bush doesn't cast votes in the U.S. Senate, though McCain and Obama do. The best way to judge how they vote is to see how often they vote with their respective parties. You might want to get those nuisance resolutions proclaiming the need for a colonoscopy every once in a while out of the way. That would leave some key votes for you to consider. The Congressional Research Service did the work. They looked at votes for Obama and McCain on KEY issues. The results? Barack Obama voted with Democrats 97% of the time. John McCain voted with the Republicans 79% of the time. Now .. just sit on your hands and wait for the MoveOn Media to report that one. Sit on your hands, but for God's sake don't hold your breath.

"John McCain wants to tax your health insurance benefits."

He's right, but here's the rest of the story. Let's say that you and your brother work for different companies. Your company provides you with health insurance. Your brother has to buy his own. Your boss gets a tax deduction for the cost of your health insurance. Your brother does not get a tax deduction for the cost of his health insurance. In effect, he is paying much more than you are for the same policy. Not fair. There's a reason for this. For decades government has wanted to coerce you into getting insurance through your employer. This gets you acclimated to the idea of someone else -- someone besides yourself -- is responsible for your health care. The end result is that the government, in effect, subsidizes the cost of your health insurance, but not your brother's. Now McCain has this idea of a $5,000 tax credit for every family to pay for their own health insurance policy. To make this work everyone has to start from the same starting line. Remember, you're subsidized, your brother is not. So McCain takes away the tax deduction your employer gets for your health insurance. There ... now we're all of equal standing when the $5,000 tax credits start coming out.

Now that wasn't too hard, was it?

Now .. just in case you've read something here, heard something on my show or gathered some information from some other source that might cause you to switch your vote from Obama to McCain ... just remember. You're a racist. There is only one reason NOT to vote for Barack Obama, and that's if you're a robe-wearing, cross-burning Klansman. Just so you know. You're going to have that on your conscience.

Which will benefit you, and our country, more?

Obama and McCain Tax Proposals
You can follow the link to see a bigger image, and a summary of what the chart's data conveys in practical terms. It's wealth creation VS wealth redistribution.

McCain's tax plan would let us keep more of our own money, and let businesses invest more in creating jobs. The last thing our economy needs right now is a "Jimmy Carter" style tax burden plan. I'm old enough to remember how that worked out; we can do better.

John McCain's Health Care Plan is also something I'm enthusiastic about:

The Strengths of McCain's Health Care Plan
As someone who buys his own health insurance, I appreciate the way it will level the playing field and help me and others make our own, affordable health care choices, without depriving anyone of anything they are already getting. It's a win/win plan.
     

The Strengths of McCain's Health Care Plan

From Yuval Levin: The Cabinet of Dr. Obama

Over the past few weeks, in a series of television ads, in stump speeches, and in the presidential and vice presidential debates, the Obama campaign has sought mightily to attack John McCain's proposal for health care reform. It's vehemence and tenacity have been striking, especially given how little McCain himself has actually had to say about his plan. Ironically, their misleading critiques actually hint at the strengths of McCain's proposal, and point to the serious vulnerabilities in Obama's own approach to health care politics.

At the core of the McCain health care agenda is the most important conservative policy innovation since welfare reform: the transformation of the benefit now given to employer-provided health coverage into a health insurance tax credit made available to all. For almost 70 years now, the federal government has given a significant tax preference to employer-provided health insurance. When your employer takes money out of your wages to purchase coverage on your behalf, the money is not counted as part of your gross income, so you don't pay any taxes on it. But if you purchase insurance yourself, not through an employer, the money you use to do so gets taxed.

This makes employer-provided insurance vastly more appealing and places a serious burden on those to whom it is not available or who prefer coverage other than what their company offers. It has prevented the development of a genuine market in individually purchased health insurance and therefore artificially keeps insurance costs high. [...]

(bold emphasis mine) Exactly. As a self employed person, I have to purchase my own insurance. I have to pay taxes on it, as income. People with employer provided insurance don't and it's grossly unfair. We need more freedom and more choices in buying our health insurance and making our own health care decisions.

Some folks who get their insurance from their employer are satisfied with the status quo, and don't want to rock the boat. But what if we could have the best of all the options?

[...] How can the problems of the current system be addressed without displacing the millions of Americans who are satisfied with it?

The McCain solution is to change the incentives for consumers, but not for employers, so that people find themselves with more options, but are not forced out of their current insurance arrangement. Rather than exempt from taxation all the money used by employers to buy insurance, he would treat it as income but then provide individual taxpayers (regardless of how they obtain their coverage) with a credit that more than covers the taxes. The effect of this, from the point of view of individuals and families, would be to make employer-provided coverage just one option among many.

All American taxpayers, regardless of whether they now have health insurance or where they get it, would receive a $2,500 health care tax credit ($5,000 per family) under McCain's plan. If you now have health insurance through your employer and would like to keep it, you can do that and the economics of the arrangements would change only slightly, and (for all but the top 5 percent of taxpayers) for the better. The money your employer takes out of your wages for your insurance would be taxed, but the new credit would more than cover the additional taxes, leaving you with the insurance you have now, and with a little more money in your pocket at tax time (between $700 and $1,600, according to the estimates of the Tax Policy Center). Things don't change for your employer, and they get a little better for you. [...]

Under this plan we would all have more choices, and more people would be covered too. Read the whole article, it's very detailed and also shows how and why Obama's arguments against it are baseless, and the weaknesses inherent in Obama's own plan.


Related Links:

[The truth about] Mac's health insurance plan

There's No Place Like Home:
What I learned from my wife's month in the British medical system.