Saturday, December 28, 2013

The Affordable Care Act. IS it? What IS it?

It's an honest question. Nancy Pelosi said we'd have to pass the Act, to find out what was in it. Now we find out:

Deep Inside The Hot Mess Called Obamacare: It's Time For Honesty.
“Oh what a tangled web we weave when first we practice to deceive,” wrote Walter Scott in Marmion. It begins to appear that the Obama White House, right up to the president, cut class the day that Marmion was being taught. The ensuing breakdown in America’s health insurance system, and the political backlash, shows what happens when integrity is drained from politics.


“[P]oliticians made a series of short-term fixes that all but guaranteed long-term problems.” Politicians, elected officials, and career civil servants are guided by different incentives than businesses. And follow them. And then are, or act, incredulous when this time officious meddling yet again degrades the quality of goods and services in whose markets they have intervened.

Who would have guessed that tampering with the free market will end, as it always seems to, in tears. Who would have guessed? Not Pyongyang. Not Nation For Change. And, apparently, not freshman Senator turned president Barack Obama. As Abraham Lincoln noted, you can fool all of the people some of the time….

Under the rapidly unraveling deceit what’s really going on?

Is Obamacare really stealth capitalism? Or is it really stealth socialism?

Or is it really something far older and more pitiful? The one thing all seem to agree upon is that it, whatever it is, is stealthy. Is Obamacare simply a badly designed system tangled in a web of lies woven to mask the hubris and the incompetence of those who are, as former U.S. Treasurer Ivy Baker Priest once wittily described herself, “often wrong, but never in doubt”?

In this case progressives have given the American people the hot mess called Obamacare. Who — other than the Republicans, libertarians, conservatives, supply siders, and Tea Partiers vilified by the mainstream media — as well as most columnists — could have guessed that the Affordable Care Act might actually serve to make health care less available and less affordable?

At a certain point spin becomes deception. The promotion of Obamacare crossed that line.

The American people do not appreciate being hoodwinked.

Stealth capitalism? Stealth socialism?

Nobody knows which.

But we mere voters know stealth. And don’t like it. [...]
A shit brick, by any other name...

It's such a mess, I have to wonder if it was ever intended to work, or if it was intended to merely destroy the healthcare system we had, so the government could then try to fix the problem they created by shoving a single payer system down our throats, which is what so many of them wanted right from the start?

I don't think every element of the Affordable Care Act is bad. But as a whole, it is a mess. Republicans should have taken the initiative for healthcare reform when they had the chance. They didn't, so the Democrats did, they did it all THEIR way, and now we have The Shit Brick.

We are just a few days away from January 1st, and I still don't know if we will have insurance by then. Our group policy was cancelled. We were steered toward the state health exchange. We made a choice from there. Half of it went through, half was botched up, and we're still trying to sort it out.

Meanwhile, our old insurance policy was suddenly resurrected for another year and offered to us, with only six days to decide, but by then we'd already committed to the new plan, yet headlines are NOW screaming that the State Exchange is on the verge of running out of money, and our registration with the new plan seems in limbo at the moment.

And what will it do to our taxes? The cost of our previous health insurance was a deduction. The new plan comes with tax credits. Deductions are subtracted from what you owe. Credits are subtracted from what you pay. So our income tax is going to go up as well. So then, how much will we actually save? I guess it's the Nancy Pelosi method: "You have to pay more taxes before you can see how much you will get back".

I want to be optimistic and believe it will all come right in the end. And perhaps it will. But this sure is not encouraging. And it is NOT the way to do business.

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